Medical benefits & costs
Cost changes for certain benefits
Health care costs continue to rise nationally, so you will still see contribution rate increases. However, by making the change to UHC, we are securing plan contribution rates that are lower than what they would have been had we maintained our previous health care carriers.
Below are some tips on how we can manage costs, both as employees and as a company:
| As employees: | As a company: |
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Your Health: Our Commitment
The Transition to UnitedHealthcare
UnitedHealthcare’s mission is to help people live healthier lives and make the healthcare system work better for everyone. They dedicate themselves to this mission by being there for what matters in moments big and small — from a covered participant’s earliest days, to their working years and through retirement. Learn more about UHC’s mission > .
UNICare Medical Plans, by UnitedHealthcare
Your medical coverage includes two options so you can choose the plan that is best for you and your family. There is the Consumer Directed Health Plan (CDHP) and the Choice Plus plan. The table below shows a high‑level comparison of the plans. You can also refer to the Summary Plan Description or the Summaries of Benefits and Coverage on netbenefits.com/unilever for more information.
Access Your Digital Medical ID Card
UHC wants to make it as easy as possible for you and your covered family members to access health plan information. Learn more about where to find your digital medical ID card
How the plans compare
| CDHP | CHOICE PLUS PLAN |
|---|---|
| Lower monthly health care contributions (premiums), higher deductibles | Higher monthly health care contributions, lower deductibles |
Eligible for employer-funded Health Savings Account - Hourly: $900 (employee) /$1,800 (family) Eligible for non-employer-funded Limited Purpose Flexible Savings Account | Eligible for non-employer-funded Flexible Spending Account |
| Preventive care is fully covered when in network | Preventive care is fully covered when in network |
| Family deductible and out-of-pocket (OOP) maximum (one individual can satisfy the family deductible and OOP) | Individual deductible even if one or more dependents are enrolled |
*Note: As communicated last year, CDHP 1 is being eliminated for 2025. Any participants currently enrolled in CDHP 1 who do not make another election during Annual Enrollment will be automatically moved into our “CDHP” plan (formerly CDHP 2).
Employee contributions
The chart below outlines the 2025 monthly medical plan contributions.
| Employee Only | Employee + Child(ren) | Employee + Spouse/ Domestic Partner | Employee + Family* |
|---|---|---|---|
| Monthly Employee Cost | Monthly Employee Cost | Monthly Employee Cost | Monthly Employee Cost |
| UHC Choice Plus Plan: $238 | UHC Choice Plus Plan: $485 | UHC Choice Plus Plan: $580 | UHC Choice Plus Plan: $809 |
| UHC CDHP: $131 | UHC CDHP: $294 | UHC CDHP: $350 | UHC CDHP: $489 |
Note: The rates represent the monthly standard amounts excluding any incentive. Tobacco users will pay a monthly surcharge in addition to the rates listed above.
*Employee + Family includes employee, spouse/domestic partner and child(ren).
Note: Unilever pairs your CDHP with a Health Savings Account (HSA) that allows you to pay for medical and prescription drug expenses.
Preventive care
When it comes to your health, there’s no such thing as starting too early. Preventive care includes the services you get as part of your routine wellness exam. Most health plans cover eligible preventive care services at 100% with no deductible, which means you’ll pay $0 out of pocket. Preventive care includes annual physical care exams, certain vaccines, well-baby and well-child care visits, recommended cancer tests and screenings and other health screenings for things like osteoporosis and diabetes. Learn about virtual primary care >
Emotional Wellbeing Solutions
If you or a loved one has feelings of anxiety, stress, isolation, or depression, you’re not alone. Many people face emotional and mental health struggles and may need help to cope. How you feel matters. And the way you learn to cope matters too. Behavioral health programs and resources are available to help you feel better and help you get back to being you. Behavioral health care includes mental health care with a focus on a person’s behaviors and habits as well as treatment for substance use. Learn more here >
Not sure where to start? Starting January 1, 2025, you can visit liveandworkwell.com and use code UnileverUS to find 24/7 confidential access to professional care, self-help programs and resources specific to your needs.
Care management program
Our care management program is designed to step in and help employees and their covered family members with a combination of timely outreach, clinical support and personal guidance. Learn more >
Clinical support programs
When you live with an ongoing health condition, support programs can be a helpful way to get guidance along the way. You can look to support programs to get you in touch with experts who are trained to help you find healthy ways to cope, help you learn to live a rewarding life and overcome challenges you may face. Learn more about UnitedHealthcare’s clinical and disease management programs for conditions such as diabetes, Chronic Obstructive Pulmonary Disease (COPD), heart disease, bariatric services, transplant services, kidney disease, asthma, and cancer resource services. Learn more >
Diabetes, diabetes prevention and hypertension services
If you or your covered dependents have been diagnosed with diabetes or hypertension and are enrolled in the medical plan, you qualify to receive support for managing these conditions through Omada Health. You’ll be connected with a dedicated health coach and supported by certified specialists, all while receiving easy-to-use guidance and education about how to manage your condition in a way that works for you—all at no cost! Visit Omada Health at omadahealth.com/unilever for more information. Have questions? Take a look at these FAQs.
Virtual visits
UnitedHealthcare offers members options for virtual visits with local providers or by using UnitedHealthcare’s preferred national providers. Learn more >
Smoking cessation
When you quit tobacco, you’re putting your health first. Quit For Life® has helped 5.9 million members quit — for good. And for eligible UnitedHealthcare members, Quit For Life is available for $0 out-of-pocket. Quit For Life on Rally Coach™ can give you a clear path to enjoying life without tobacco. Each coach-guided step is designed to give you the confidence you need to quit for good as you progress. Learn more >
EHE Health
With the EHE Health benefit, you and your spouse/DP enrolled in a UHC medical plan can take care of all your annual preventive exams—free and in one session! The EHE comprehensive health exam takes only 2–3 hours and includes a physical exam, age- and gender-appropriate comprehensive assessments and enhanced preventive screenings. You can even work with lifestyle medical experts to build prevention into your life plan. Employees and spouses/DPs under the age of 29 are only eligible for EHE once every three years. These employees should still get an annual preventive exam with their primary care physician.
UHC care management
It’s not always easy to know how to manage your health care. That’s why UHC has a team of people dedicated to helping you. From understanding your claims to learning more about a new diagnosis, UHC is here to help when you want to know:
- Available treatment options
- Simple ways to start healthy new habits
- How to save more on medications
- If symptoms are normal
- Which local doctors are in-network
Review the summary of medical coverage
Bring the doctor to you with UHC Virtual Visits